---
title: How can I initiate a loan request on Barita Online?
description:     Borrow against your investments using Barita Online. Customers are able to:      
---

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1. [Help Centre](https://help.barita.com/migration/knowledge?hsLang=en)
2. [Barita Online Profile and Account](https://help.barita.com/migration/knowledge/barita-online-profile-and-account?hsLang=en)
3. [Loan Requests](https://help.barita.com/migration/knowledge/barita-online-profile-and-account?hsLang=en#loan-requests)

# How can I initiate a loan request on Barita Online?

 

<iframe width="200" height="113" src="https://www.youtube.com/embed/9flyPecRanw?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen style="position: absolute; top: 0px; left: 0px; width: 100%; height: 100%; border: none;"></iframe>

 

Borrow against your investments using Barita Online. Customers are able to: 

1. Apply by selecting the type of loan, amount and repayment period.
2. Select your specific investment to use as collateral.
3. Tell us where to send loan proceeds.
4. See the detailed breakdown of loan charges.
5. Access existing loan details online.

- Select Loans from the Navigation Bar.
- Select “APPLY FOR A LOAN” from the top menu​.
  
  ![Screenshot 2022-02-07 at 7.13.37 PM](https://help.barita.com/hs-fs/hubfs/Screenshot%202022-02-07%20at%207.13.37%20PM.png?width=688&name=Screenshot%202022-02-07%20at%207.13.37%20PM.png)

 

- Select the ‘Loan Type’ you’d like to request:​ 
    - Regular Loan
    - Interest Only Loan

- Select your ‘Loan Purpose​’: 
    - Standard
    - Margin
- Select ‘Loan Fee Action’:​ 
    - Pay fee upfront
    - Add fee to the loan amount (Add Fee)
    - Take fee from the loan amount (Deduct Fee)
- Then enter the amount you’d like to request.
  
  ![Screenshot 2022-02-07 at 7.19.23 PM](https://help.barita.com/hs-fs/hubfs/Screenshot%202022-02-07%20at%207.19.23%20PM.png?width=688&name=Screenshot%202022-02-07%20at%207.19.23%20PM.png)

- Select Submission Date.
- Select the number of ‘Years​’.
- Select the number of ‘Months​’.
- Then confirm if you would like to receive email reminders. ​
  
  ![Screenshot 2022-02-07 at 7.20.20 PM](https://help.barita.com/hs-fs/hubfs/Screenshot%202022-02-07%20at%207.20.20%20PM.png?width=688&name=Screenshot%202022-02-07%20at%207.20.20%20PM.png)
- Review your ‘Amount Requested’ including ​ 
    - Commitment fee
    - Principal
    - Interest Rate
- Select ‘NEXT’ to continue​  
  ![Screenshot 2022-02-07 at 7.26.19 PM](https://help.barita.com/hs-fs/hubfs/Screenshot%202022-02-07%20at%207.26.19%20PM.png?width=688&name=Screenshot%202022-02-07%20at%207.26.19%20PM.png)

- You may now enter your hypothecation instructions revealing your available accounts to borrow against.
- Select ‘NEXT’ to confirm.
- Select ‘BACK’ to load the previous page and undo the information added.
  
  ![Screenshot 2022-02-07 at 7.32.04 PM](https://help.barita.com/hs-fs/hubfs/Screenshot%202022-02-07%20at%207.32.04%20PM.png?width=688&name=Screenshot%202022-02-07%20at%207.32.04%20PM.png)

- Now enter your banking information​.
- Amount Requested will display your Loan details and associated fees​.
- Select ‘NEXT’ to confirm.
- Select ‘BACK’ to load the previous page and undo the information added.  ​
  
  ![Screenshot 2022-02-07 at 7.35.08 PM](https://help.barita.com/hs-fs/hubfs/Screenshot%202022-02-07%20at%207.35.08%20PM.png?width=688&name=Screenshot%202022-02-07%20at%207.35.08%20PM.png)

- Review Loan application and Monthly Payment details.
- Select ‘CONFIRM LOAN’ to continue.
- Select ‘BACK’ to load the previous page and undo the information added. 
  
  ![Screenshot 2022-02-07 at 7.35.31 PM](https://help.barita.com/hs-fs/hubfs/Screenshot%202022-02-07%20at%207.35.31%20PM.png?width=688&name=Screenshot%202022-02-07%20at%207.35.31%20PM.png)

- A ‘Loan Successful’ message will indicate the transaction has been submitted to the next stage in the process​.
- You Loan request will be added to account history in pending state. Below are options to the pending state:​ 
    - View
    - Delete

![Screenshot 2022-02-07 at 7.38.17 PM](https://help.barita.com/hs-fs/hubfs/Screenshot%202022-02-07%20at%207.38.17%20PM.png?width=688&name=Screenshot%202022-02-07%20at%207.38.17%20PM.png)

 

- [BOSS Profile and Account](https://help.barita.com/migration/knowledge/boss-profile-and-account?hsLang=en#main-content)

    - [About BOSS](https://help.barita.com/migration/knowledge/boss-profile-and-account?hsLang=en#about-boss)
    - [Account Setup](https://help.barita.com/migration/knowledge/boss-profile-and-account?hsLang=en#account-setup)
    - [Account Management](https://help.barita.com/migration/knowledge/boss-profile-and-account?hsLang=en#account-management)
- [Barita Online Profile and Account](https://help.barita.com/migration/knowledge/barita-online-profile-and-account?hsLang=en#main-content)

    - [Account Setup](https://help.barita.com/migration/knowledge/barita-online-profile-and-account?hsLang=en#account-setup)
    - [Account Management](https://help.barita.com/migration/knowledge/barita-online-profile-and-account?hsLang=en#account-management)
    - [General](https://help.barita.com/migration/knowledge/barita-online-profile-and-account?hsLang=en#general)
    - [Loan Requests](https://help.barita.com/migration/knowledge/barita-online-profile-and-account?hsLang=en#loan-requests)
    - [Equity Orders](https://help.barita.com/migration/knowledge/barita-online-profile-and-account?hsLang=en#equity-orders)
    - [Fixed Income Portfolio](https://help.barita.com/migration/knowledge/barita-online-profile-and-account?hsLang=en#fixed-income-portfolio)
    - [Unit Trust Portfolios](https://help.barita.com/migration/knowledge/barita-online-profile-and-account?hsLang=en#unit-trust-portfolios)
- [Applying for an offer on BOSS](https://help.barita.com/migration/knowledge/applying-for-an-offer-on-boss?hsLang=en#main-content)

    - [Getting Started](https://help.barita.com/migration/knowledge/applying-for-an-offer-on-boss?hsLang=en#getting-started)
    - [Adding Funding](https://help.barita.com/migration/knowledge/applying-for-an-offer-on-boss?hsLang=en#adding-funding)
    - [Canceling Orders](https://help.barita.com/migration/knowledge/applying-for-an-offer-on-boss?hsLang=en#canceling-orders)

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